Privacy Policy
Last updated: October 21, 2026
The short version:
- You can use Paide without an account. In that case your data stays on your device.
- If you sync, your bills, income, subscriptions and payment records are encrypted on your device before they reach our servers. We can't read them.
- We don't show ads, we don't use analytics or tracking, and we don't sell your data.
- Paide records information you enter. It doesn't process payments or connect to your bank.
This policy explains what information the Paide app and service ("Paide", "we", "us") collect, how it's used, and the choices you have.
1. Using Paide without an account
Without an account, everything you enter is stored only on your device. We don't receive it. If you buy the one-time Unlock, the purchase is handled by Apple or Google, and our purchase provider (RevenueCat, see section 4) receives an anonymous identifier and your purchase record so the app can confirm the unlock.
2. Information we collect when you create an account
Account information
- Email address, used to sign in, verify your account and contact you about it.
- Password, stored only as a one-way hash (Argon2). We never store or see your actual password.
- Display name and avatar choice, shown to people you share items with.
- Encryption keys. Your public key, and your private key in encrypted form. Your private key is encrypted before it leaves your device, so we can't use it to read your data.
- Account and subscription status, such as your plan, when your subscription renews or ends, and your notification preferences.
- Session information, such as sign-in tokens, a device identifier, and when you last signed in, so we can keep you signed in and let you sign out of devices.
Your bills, income and subscriptions
If you subscribe to Paide Sync, the items and payment records you create are encrypted on your device with keys only you (and people you share with) hold. We store the encrypted data so it can sync between your devices. We can't decrypt it.
To make sync work, some information about each item is stored without encryption: an item ID, its type (bill, income or subscription), whether it's active or archived, its reminder setting, version number, and when it was created, updated and synced.
Sharing
When you share an item, we store who it's shared with, their access level, and a copy of the item's key encrypted so only that person can open it. People you share with can see your display name and avatar, and the shared item.
Technical information
Like any internet service, our servers and network provider process your IP address and basic request information (such as time and the request made) to deliver the service, keep it secure and troubleshoot problems.
3. How we use information
- To provide Paide: sign-in, syncing between devices, sharing and subscriptions.
- To send account emails, such as verification codes and password resets. We don't send marketing email.
- To keep the service secure and prevent abuse.
- To meet legal obligations.
Reminders are scheduled on your device. We don't send push notifications through our servers.
4. Service providers
We share only what each provider needs to do its job:
- Apple and Google handle all purchases and billing. We never see your payment details.
- RevenueCat manages purchases and subscription status. It receives your Paide user ID and purchase history. See RevenueCat's privacy policy.
- Resend delivers our account emails. It receives your email address and the email content. See Resend's privacy policy.
- Cloudflare provides our network connection and security, and hosts this website. It processes request data such as IP addresses. See Cloudflare's privacy policy.
We don't sell or rent your information, and we don't share it for advertising. We may disclose information if required by law, but the contents of your items are encrypted and we can't decrypt them.
5. Where your data is stored
Our servers are located in the United States. If you use Paide from elsewhere, your information will be transferred to and stored in the United States.
6. How long we keep it
We keep your account and synced data until you delete your account. If your subscription ends, your synced data isn't deleted, so it's there if you subscribe again. When you delete your account, we delete your account information and the items you own from our servers. Items other people shared with you remain theirs.
7. Deleting your account and your rights
You can delete your account by emailing support@paideapp.com from the address on your account. Deleting the app removes the data stored on that device.
Depending on where you live, you may have the right to access, correct, delete or export your personal information, or to object to how it's used. To make a request, contact us at the address above. We'll respond within the time required by law.
8. Security
Your item data is end-to-end encrypted, connections use HTTPS, and passwords are hashed. No system is perfectly secure, but we designed Paide so that even a breach of our servers wouldn't expose the contents of your items.
Because your data is encrypted with keys derived from your password, we may not be able to recover it if you lose access to your account.
9. Children
Paide isn't directed to children under 13, and we don't knowingly collect personal information from them. If you believe a child has created an account, contact us and we'll delete it.
10. Changes to this policy
If we change this policy, we'll update the date above. For significant changes, we'll let you know in the app or by email.